Articles Posted in Elder Law

New Jersey Medicaid: Pre-Planning vs. Crisis Planning
The Chamberlain Law Firm

According to the US Department of Health and Human Services about 70% of today’s adults over 65 years old will require some form of long-term care. Luckily, long-term care can be affordable through New Jersey’s Managed Long-Term Services and Supports program, or MLTSS for short. Applying for MLTSS requires planning to prevent your long-term care…

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Your Healthcare, Your Way: Living Wills and Health Care Proxies Explained
The Chamberlain Law Firm

Life throws curveballs, and sometimes medical decisions arise when you can not speak for yourself. A living will and health care proxy prepare for that type of situation. Living wills express your wishes on life-sustaining treatments, while a health care proxy appoints a trusted person to make medical choices if you’re unable. These documents give…

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A Quick Guide to Elder Law
The Chamberlain Law Firm

Have you ever wondered what elder law is or when to involve an elder law attorney?  In this article, the experienced New York elder law attorneys at The Chamberlain Law Firm  will explain what elder law is, address what an elder law attorney does, and give insight on common situations that should result in speaking…

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Medicaid vs Medicare: What Are the Differences? 
The Chamberlain Law Firm

Medicaid and Medicare are two government-funded health insurance programs, but they serve different populations and cover different types of health care services. Medicare is primarily for certain disabled individuals or those who are 65 years of age or older, while Medicaid is for low-income individuals and families, and covers a wider range of health care…

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Life Insurance: A Guide to Beneficiaries & Protecting Your Loved Ones
The Chamberlain Law Firm

On top of the emotional grief of losing a loved one, there’s often the hassle of sorting out their finances. This is where probate comes in. Probate is like a scavenger hunt in court to find, collect, and distribute the deceased person’s stuff (their “estate”) to their rightful heirs, while also paying off debts. But…

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The Importance of Medical Power of Attorney
The Chamberlain Law Firm

As New Jersey estate planning attorneys, we cannot overemphasize the importance of a medical power of attorney (MPOA). Medical powers of attorney can also be referred to as a “healthcare proxy.” This vital legal document allows you to appoint a trusted individual to make healthcare decisions for you when you are unable to do so.…

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MLTSS Income & Resource Limits for 2024
The Chamberlain Law Firm

As an experienced attorney, I understand how overwhelming the Medicaid Managed Long-Term Services and Supports (MLTSS) application process can be. In this article, the New Jersey Medicaid attorneys at The Chamberlain Law Firm will explain the MLTSS income & resource requirements. By understanding these requirements, you can determine whether you or a loved one may…

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Financial Planning With Dementia
The Chamberlain Law Firm

As an experienced New Jersey elder law attorney, I know that navigating the intricate landscape of financial planning with dementia can be daunting, especially when considering the potential challenges and costs of dementia long-term care. However, with the right legal tools and expert guidance, it’s possible to establish a robust plan that not only safeguards…

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Protecting Your Medicaid Eligibility With A Qualified Income Trust
The Chamberlain Law Firm

Navigating Medicaid eligibility in New Jersey can be challenging, especially when you exceed the income limit. As experienced Medicaid attorneys, we know that there are legal strategies that can help you become or remain eligible for Medicaid despite exceeding the income limit. One of these strategies is to establish a qualified income trust.  In this…

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Dementia & Guardianship in New York
The Chamberlain Law Firm

The concept of guardianship has recently been thrust into the national spotlight due to high-profile cases like that of Britney Spears. However, it’s important to note that many Americans, including New Yorkers, are subject to guardianship proceedings, particularly adults with dementia.  While guardianship may be a critical legal tool designed to protect those who are…

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