Insights Articles

Over the decades, the quality of our healthcare and life-saving medical interventions have improved. Lifespans have extended. And, consequently, people are discovering that they are outliving their financial resources. The Expense of Long Term Care Costs According to the State of New Jersey Department of Banking and Insurance, a national study has shown that “of…

A Comprehensive Guide to Long-Term Care Costs in New Jersey As the population ages, long-term care is becoming an increasingly important concern for many families in New Jersey. Whether you are planning for your own future or seeking care for a loved one, understanding the costs of long-term care can help you make informed decisions…

Navigating the complex world of death taxes can be overwhelming. As a New York and New Jersey attorney, I’ve created this comprehensive guide to help you understand when you may owe these taxes and how to plan your estate accordingly. What are Death Taxes? Death taxes, also known as estate taxes or inheritance taxes, are…

One of the toughest decisions a prudent parent has to make is choosing a guardian for minor children in the unfortunate event of a premature death. In the worst case scenario, this decision is left to a judge who may choose a guardian whom neither the parents nor the children would want. Fortunately, your experienced…

Introduction Navigating the complex world of Medicaid eligibility can be overwhelming, especially when you exceed the asset limit for Medicaid. If you are a New York resident seeking to qualify for Medicaid but find yourself over the asset limit, there is still hope. Through a process called spend-down, you can potentially lower your assets and…

The subject of death is often times treated as a taboo in today’s society, and some people would go to great lengths to avoid talking about it. But it is very important that we are ready and prepared for it, even if not talking about the subject directly. That’s because, when the time finally comes,…

According to census info, there are now 40.3 million seniors over 65 in the US. If you are a senior or have a senior family member, there’s a good chance that you need an elder law attorney. Elder law attorneys provide several indispensable services to seniors. Unfortunately, not everyone is aware of the crucial role…

Almost 50% of Americans over the age of fifty-five do not have a will. Additionally, only 18% of these Americans have the essential estate planning medical directives and powers of attorney. So, if you are someone who is only just getting started on an estate plan, you are not alone. Now is just as good…

One of the most essential estate planning tools for individuals who are looking to the future is a good financial power of attorney. A power of attorney enables another person to act on your behalf if something happens to you or you become incapacitated and are unable to look after your own affairs. The financial…

This video explains important considerations when choosing a guardian for your minor children in a will or a trust. Please call us at (201) 273-9763 or contact us to discuss your specific situation.